Understanding Today's Financial Environment
We specialize in helping retirees and those transitioning into retirement understand Social Security strategies, reduce tax burdens and strategies to potentially increase income in retirement. It’s our mission to make sure you enjoy your hard-earned retirement using strategies that fit your specific needs. Any successful plan for retirement needs a strong foundation. That foundation starts with coordinating your retirement benefits; Social Security, 401k, IRA, brokerage, Medicare, Health Insurance, Life Insurance and Long-Term-Care. Let's work together to give you the peace of mind you deserve in retirement!Services We Offer Meet the Team Contact Us
Meet Gene B. Russell, Advisor
Gene has twelve years of experience in the financial planning industry and recently joined Next Phase Financial. For two years, he was a national top producer for a major mutual fund company. As an advisor for NextPhase Financial, Gene continues to “invest in conversations” to fully understand his client’s goals. He holds the designation of National Social Security Advisor – NSSA.
Gene has been active with the Susan Komen Race Committee, the Heroes of the Heartland Committee, Habitat for Humanity, traveled twice to South Africa on mission trips and he received the Governor’s Certificate of Lifesaving for performing CPR that saved the life of an employee at a local hardware store.
Gene and his wife, Sharmie Ann, reside in Ankeny.
Budgeting After a Divorce
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Countering Counterfeit Currency
Combating counterfeiting remains core to preserving the integrity of the nation’s money.
Password Protection Strategies
Simple steps may help you foil hackers and protect your privacy.
A four-step framework for building a personal legacy.
Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.
Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.
Building wealth requires protection from the forces of wealth destruction.
Understanding how capital gains are taxed may help you refine your investment strategies.
Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.
Assess whether you are running “in the black” or “in the red” each month.
Determine if you are eligible to contribute to a traditional or Roth IRA.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Use this calculator to estimate your capital gains tax.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
This calculator helps estimate your federal estate tax liability.
Investment tools and strategies that can enable you to pursue your retirement goals.
Principles that can help create a portfolio designed to pursue investment goals.
The importance of life insurance, how it works, and how much coverage you need.
There are some key concepts to understand when investing for retirement
Learn more about taxes, tax-favored investing, and tax strategies.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Are you ready for retirement? Here are five words you should consider.
Investors seeking world investments can choose between global and international funds. What's the difference?
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
With alternative investments, it’s critical to sort through the complexity.
When do you need a will? The answer is easy: Right Now.
There are a few things to consider when buying or leasing your next vehicle.